Recreational Vehicles
products specific to your recreational vehicles:
Preferred Insurance represents multiple A rated carriers to provide you the best rates for your specific needs.
Our carriers have coverage specifically for your vehicle:
Accessory coverage
Carried Contents
Enhanced Injury Protection
Bodily Injury/Property Damage Liability
Medical Payments
OEM Parts Guarantee
Physical Damage coverage
Rental Vehicle coverage
Transport Trailer coverage
Roadside Assistance
Safety Riding Apparel coverage
Total Loss Coverage (TLC)
Uninsured/Underinsured Motorist coverage
Trip Interruption
On-road coverage for off-road vehicles
Specific coverages available for watercraft:
Total Loss Replacement — replaces insured's boat with a brand new one of similar make and quality
Disappearing Deductibles — reduces the deductible by 25 percent at each claim free renewal
Sign & Glide coverage — Help comes to your customer if they're stranded on the water and need fuel, a jump, or tow with no out-of-pocket costs!
Propulsion Plus® coverage — provides coverage for the lower units of outboard motors, and the upper and lower units of inboard/outboard motors in the event of a mechanical breakdown, including those caused by wear and tear
Trailer Trip Interruption coverage — pays for meals, transportation and lodging if you have a trailer or tow vehicle breakdown or accident while towing your watercraft more than 100 miles from home
Hurricane Haul Out coverage — reimburses the customer 50 percent of the cost incurred to haul out their boat due to a named storm
Replacement Cost Fishing Equipment — up to $10,000 for tackle, rods, and reels
Replacement Cost Personal Effects — protects the insured's personal items including cameras, clothes, cell phones, etc.
24-hour Roadside Assistance — covers trailer and tow vehicle, even if tow vehicle is not insured with Progressive Insurance
Wreckage Removal coverage — Pays for any attempted raising, removal or destruction of the wreckage
Fuel Spill Liability — Coverage for unintentional oil or fuel spills that result in bodily injury or property damage
Medical Payments — includes coverage for water-skiers