Senior Benefits
Specializing in medicare advantage and Medicare supplemental insurance!
Knowing the ins and outs of the Medicare Insurance can be extremely confusing! Let our experts in the field help you out! Local Service with real people! No 800 numbers or confusing websites, Call today to set appointment!
Multiple Carrier Options to Fit your needs
Shop for your insurance needs with confidence!
When should I start looking
Meet with one of our specialist anytime from 63 yrs of age on.
- It's your initial enrollment period!
- The three months before your birthday, your birthday month and the three months after your 65th birthday are your initial enrollment period.
- During this time you can apply for:
- Original Medicare (Parts A and B)
- Medicare Advantage plan (Part C) and/or
- Prescription drug plan (Part D)
- If you're already receiving benefits from Social Security or the Railroad Retirement Board (RRB), you'll automatically be enrolled in Original Medicare (Parts A and B) on the first day of the month you turn 65. You don't need to do anything. Watch for your red-white-and-blue Medicare card to come in the mail.
Meet our team
RYAN NICHOLS
Ryan specializes in Medicare Insurance plans as well as retirement planning. Also individual health coverage. He enjoys coaching his childrens sports teams and playing softball in his spare time.
email: preferred_ryan@yahoo.com
CHANDLER MCBRIDE
Chandler specializes in Medicare insurance plans as well as Life insurance. Also annuities and other retirement options. In his spare time he enjoys serving at his local church and spending time with friends.
email: chandler.mcbride@outlook.com
mEDICARE faq
Medicare insurance options
Medicare hospital insurance (Part A)
Medicare coverage to help cover medical costs if you're hospitalized.
What will I pay?
A deductible may apply.
When do I enroll?
You're automatically enrolled at age 65 if you're receiving Social Security or RRB benefits. If not, you need to enroll during your initial enrollment period. Contact Social Security to sign up.
Medicare medical insurance (Part B)
Insurance coverage for doctor visits, tests and other everyday health care services.
What will I pay?
A monthly premium and an annual deductible.
When do I enroll?
You're automatically enrolled at age 65 if you're receiving Social Security or RRB benefits. If not, you need to enroll during your initial enrollment period. Contact Social Security to sign up.
Medicare Advantage (Part C)
A plan offered by a private insurer that provides your health insurance coverage (Part A and Part B). It may offer extra coverage and prescription drug coverage. You must be enrolled in Original Medicare Part A and Part B to be eligible.
What will I pay?
A monthly premium and you must continue to pay your Part B premium.
When do I enroll?
At age 65 you can enroll during your initial enrollment period. If you're already enrolled, you can change plans during the annual election period which is Oct. 15 - Dec. 7.
Medigap (Medicare Supplement)
A plan offered by a private insurer that helps pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance and deductibles. You must be enrolled in Original Medicare Part A and Part B to be eligible.
What will I pay?
A monthly premium and you must continue to pay your Part B premium.
When do I enroll?
At age 65 you can enroll during your open enrollment period.
Prescription drug coverage (Part D)
A plan offered by a private insurer that helps cover prescription drug costs. You must be enrolled in Original Medicare Part A and/or Part B to be eligible.
What will I pay?
A monthly premium and a Part B premium (if enrolled).
When do I enroll?
At age 65, you can enroll during your initial enrollment period. If you're already enrolled, you can change plans during the annual election period which is Oct. 15 - Dec. 7.
We Also provide :
Our agents stay up to date on all the most recent insurance changes in your state.